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Types of Risks

 

Categorizing risks is a challenging task; however, it is also the most crucial part since different businesses as well as investors are exposed to varied sets of risks (Chitakornkijsil, 2009). In such cases, the effective strategy is one that focuses on the risks which the party seeks to manage. A generalized risk management strategy is of less suitability than a customized strategy which has been designed to manage the risks of the specific party. For example, an importer would be more concerned about the foreign exchange rate risk in contrast to a domestic manufacturer, who locally sells his output and is more concerned about other types of risks but not exchange risk. This example highlights that risk exposure differs across businesses and individuals.

 

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风险的类型

分类的风险是一个具有挑战性的任务;然而,它也是最关键的部分,因为不同的企业以及投资者都暴露在不同的套的风险(chitakornkijsil,2009)。在这种情况下,最有效的策略是专注于该党试图管理风险。广义的风险管理策略是不适合于一个定制的策略,设计了具体的风险管理方。例如,一个进口商将更多的关注与国内厂家的汇率风险,谁在本地出售他的输出和更关心的是其他类型的风险,而不是汇率风险。这个例子集锦,不同的企业和个人的风险暴露。

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