- He earns $85000 gross and makes a salary sacrifice of $ 5ooo per annum which reduces his taxable income to $ 80000. If he increases a salary sacrifice by $1 then that will put him under a lower tax bracket and reduce the tax rate that is being charged to his gross income. This is a tax saving approach that he should adopt.
- The younger brother living with the family of the couple should make a contribution to expenses of the house as he could turn out to be a burden of the family and as he is earning $ 21500 per year and using up resources in the house.
- The couple only has a private health fund which in total cost around 3516 per annum. Other than that they have insurance on the contents of their property worth $ 350 per annum. Insurance helps to mitigate loss in case of an unwanted event. The couple needs to get their car insured form accidents and also get life insurance as that would allow them to claim a lump sum amount in case of death of one of the family members. This would illustrate them as having a contingency plan for their family which makes their future more secure.
- The couple is paying of a mortgage worth $ 480000 which costs them $ 2556 per month. They should consider getting mortgage repayment protection in case that they end up in a situation where they are unable to meet the payment conditions. This would give them a secured future.
•他赢得85000美元的总量和作出牺牲薪金5ooo美元每年减少其应纳税所得80000美元。如果他增加工资1美元，然后牺牲将他放在一个较低的税率和降低税率，被指控他的总收入。这是一个节税方法，他应该采取。
•小弟和家人生活在一起的夫妇应该作一个贡献费用的房子作为他可能成为一个家庭的重担，他每年赚$ 21500和使用资源的房子。
•夫妇只有一个私人健康基金，总成本约为3516。其他比他们有保险的内容，他们的财产的价值为每年350美元。保险有助于减轻损失的情况下意外事件。他们需要得到他们的汽车保险的形式也得到了人寿保险事故，会让他们声称整笔金额的情况下死亡，一个家庭的成员。这就说明他们有应变计划，为他们的家庭使他们更安全的未来。
•夫妇支付抵押价值480000美元的费用，他们每月2556美元。他们应该考虑获得抵押贷款的还款情况下保护他们结束了的情况下，他们无法满足的付款条件。这会给他们一个有保障的未来。
